Prepaid Funerals – Planning for the Future

It’s taken us a while to find the one that we’re happy to recommend.

Open Prepaid Funeral Ltd is a local company and operates transparently and pragmatically. It is also a FPA registered plan provider.

What is a Prepaid Funeral Plan?

Essentially an efficient way of funding your future funeral requirements. Peace of mind for you and your family to know that money has been set aside, but also that it will not be taxed or used to pay for care home fees or other similar requirements.

Money is invested into a trust fund where it has the chance to grow and keep up with changes in prices, and which can only be used to pay for your funeral expenses.

What makes this plan so different?

You can read all the details on the Open Prepaid Funeral’s website, but here are some of the reasons why we feel this plan is worth taking a look at:

  • There is one admin fee of £195 to set up the fund. No money or commission is paid to anyone else. As undertakers, if you nominated us, we would only get paid for delivering the funeral ultimately, not for recommending the plan.
  • You do not have to buy from a choice of packaged funerals – by choosing the bespoke option, you have the freedom to choose whatever you wish to be included from (natural) burial / cremation to style of coffin to method of transport. Your wishes can be recorded in as much detail as you want, and the money you set aside will go towards meeting your wishes. Discussions between the undertaker (if you choose to have one) and your personal representative will take place in order to enact your wishes in order to create the personal and appropriate funeral that you have envisaged.
  • There are no hidden charges; funeral directors fees are fixed but as with all funeral plans, third party costs such as cremation fee, burial fee, minister’s fee etc may require additional funds at the time of the funeral if costs have risen faster than interest rates.

Next Steps

You can either contact Open directly on 0330 660 0072 and discuss the bespoke option with them, or contact us on 0121 444 0437  to talk through your wishes.  We can help you understand the costs involved to deliver your wishes which you might not be aware of if you were to complete the form on your own. We do not receive commission for helping you set up the plan – we benefit eventually where you nominate us as your undertaker.

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